Placer Title EMD Pay
Skip the bank. Send your earnest money deposit securely in minutes with a fully digital payment experience designed for today’s buyer.
Why buyers choose EMD Pay
- No paper check required
- Secure bank connection and encrypted transfer flow
- Initiate a transfer in about 90 seconds
- Email updates when the transfer is initiated and received
- Accessible 24/7 from your phone or computer
Start Your Deposit
| Select the branch handling your escrow |
Choose your Placer Title branch below to open the correct secure payment portal. Your escrow officer can tell you which branch to select if you are unsure.
For the best experience, buyers should use the branch-specific link provided by the office handling their escrow.
Why Use EMD Pay
| A modern way to deliver earnest money |
Placer Title EMD Pay gives buyers a digital option that is simple, secure, and built for speed.
Fully electronic
No need to write a check or drive funds to a branch office.
Fast to start
Buyers can begin a transfer quickly and complete the process from almost anywhere.
Secure by design
Bank connections are encrypted, and buyers never have to share routing or account numbers directly with the office.
Connect to U.S. banks
The platform supports a wide range of financial institutions through a secure bank-linking flow.
Stay informed
Email notifications keep buyers updated when their transfer is initiated and when it arrives.
Available anytime
Accessible day or night from a smartphone, tablet, or desktop browser.
At A Glance
| How EMD Pay compares to a check-based deposit |
| Feature | Placer Title EMD Pay | Check-based deposit |
|---|---|---|
| Requires a paper check | No | Yes |
| How funds are sent | Digital bank-connected transfer | Physical check delivery |
| Buyer convenience | Start online from almost anywhere | Requires printing, pickup, or delivery |
| Status updates | Email notifications | Usually manual follow-up |
| Transaction limit | Up to $25,000 | Varies |
| Processing fee | $9 | None |
Buyer Instructions
| How to send your deposit |
These steps mirror the buyer experience and can help answer the most common questions during setup.
Open the correct branch link
Use the branch selector above or the secure link shared by your Placer Title office. Create your account with your name, mobile number, and email.
Verify with a text code
Enter the authentication code sent to your mobile phone to continue securely.
Enter transfer details
Choose Earnest Money Deposit, then enter the deposit amount, property address, and any optional notes requested for your escrow.
Complete identity verification
Provide the personal information requested for bank compliance and security verification.
Connect your bank securely
Use the secure bank-linking flow to find your financial institution, sign in through your bank, and select the account you want to use.
Review and submit
Confirm the transfer details, click Make Transfer, and watch for email updates as the deposit is initiated and received.
| QUESTIONS ABOUT THE FinCEN RRE RULE? |
What Buyers Should Know
Why buyers choose EMD Pay
- No paper check required
- Secure bank connection and encrypted transfer flow
- Initiate a transfer in about 90 seconds
- Email updates when the transfer is initiated and received
- Accessible 24/7 from your phone or computer
FAQ
Common questions
Do I need a paper check?
No. EMD Pay is a fully electronic payment option.
Is there a transaction limit?
Yes. The current limit is $25,000.
Is there a fee?
Yes. A $9 transaction fee applies.
Will I get a confirmation?
Yes. Buyers receive email notifications when the transfer is initiated and when it reaches Placer Title.
Ready to send your deposit?
Choose your branch and get started
Need help? Contact your escrow officer or email [email protected].
Placer Title EMD Pay is a branded payment experience for earnest money deposits. Buyers should use the secure branch link provided by the office handling their escrow.
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