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Terms of Use

Terms & Conditions of Use

|   Placer Title Company   |

PTC COMPANION

1. ACCESS TO SERVICES

1.1
To obtain access to the Service you must accept and agree to the License Agreement and create a user account (“User Account”) by registering certain personal data (including but not limited to name, email address, phone number etc.) and choose a personal password.

1.2
You must also:

  • download the Application to a smart phone, tablet (“Mobile Device”);
  • register your User Account and agree to the License Agreement including the Privacy Policy for the Service (as defined below) and our cookie policy; and
  • log on to your User Account via the Application.

1.3
By registering a User Account you acknowledge and agree to the terms of the Agreement and you are also giving your consent for PTC Companion (and when applicable PTC Companion’s co-operation partners) to process your personal data in accordance with PTC Companion’s Privacy Policy (the “Privacy Policy”).

1.4
By logging on to the Application on your User Account you can access the Content included in the Subscription you have chosen.

1.5
You are responsible for submitting complete, true and correct information and for making sure such information is kept up to date. PTC Companion does not have any obligation to make any inquiries to assess the accuracy of the information provided. Username and password shall be stored securely. You are responsible for all use of the Service that occurs under your username and password. If your username or password is lost or stolen or if you have any reason to believe that there has been an unauthorized access to your User Account, please notify PTC Companion immediately and change your password as soon as possible.

2. PRICE AND PAYMENT FOR SUBSCRIPTION

2.1
PTC Companion offers ongoing Subscriptions against payment in advance of a fixed fee each month or year based on the subscription you choose.

2.2
You are required to register current and valid payment information in accordance with any of the payment methods which are offered from time to time and which correspond to the country chosen by you when creating your User Account. This means that when a credit or debit card is needed, you need a credit or debit card issued in the same country that you are resident in or provide other information required for the payment method in question.

2.3
The price for each Subscription includes value added tax (VAT) (where applicable). By subscribing to a Subscription for a specific country you are confirming that you live and pay tax in such country.

2.4
When you are creating your Subscription you will provide payment information in accordance with the instructions on the Application. Payment shall be made through the payment methods offered by PTC Companion from time to time for the Subscription in question.

2.5
PTC Companion is provided free of charge, however, please note that you are always responsible for all internet fees and fees for mobile data that may apply when using the Service.

2.6
The liability to pay arises after the end of the PTC Companion Free time period, provided you have not terminated your Subscription before. The Fee is thereafter charged monthly in advance, on the same calendar day of you subscribing to the Service (the “Subscription Period”) up until you end the Subscription in accordance with section 6 below. In the event the Fee cannot be charged on the same calendar day a certain month, e.g. if such day should not occur on a business day (expect for public holidays) the Fee will be charged on the next business day.

2.7
In order to receive continuous access to the Content, you are required to ensure that you have paid the Fee according to the payment method that applies to the Subscription in question. If you are paying by debit or credit card you are obligated to ensure that the balance, before each new Subscription Period, covers the Fee. You will automatically cease to have access to the Content if the Fee has not been paid after the last payment attempt.

2.8
IMPORTANT NOTICE: PTC COMPANION WILL AUTOMATICALLY RENEW YOUR SUBSCRIPTION AT THE END OF EACH SUBSCRIPTION PERIOD (THE “RENEWAL DATE”) AND, AS AUTHORIZED BY YOU DURING THE SIGN-UP PROCESS, PTC COMPANION WILL CHARGE YOUR CREDIT OR DEBIT CARD WITH THE APPLICABLE FEE AND ANY SALES OR SIMILAR TAXES THAT MAY BE IMPOSED ON YOUR FEE (UNLESS YOU CANCEL PRIOR TO THE RENEWAL DATE). IF YOU SIGN UP FOR A SUBSCRIPTION THAT INCLUDES A FREE-TRIAL PERIOD, UNLESS YOU HAVE CANCELED YOUR SUBSCRIPTION PRIOR TO THE EXPIRATION OF THE FREE-TRIAL PERIOD, AS AUTHORIZED BY YOU DURING THE SUBSCRIPTION SIGN-UP PROCESS, PTC COMPANION WILL AUTOMATICALLY CHARGE YOU FOR THE FIRST SUBSCRIPTION FEE UPON THE EXPIRATION OF THE FREE-TRIAL PERIOD AND EACH SUBSEQUENT SUBSCRIPTION FEE FOR EACH RENEWAL DATE THEREAFTER UNTIL YOU CANCEL.

3. NO RIGHT OF WITHDRAWAL

By creating a User Account and accepting this Agreement, you expressly accept and approve that you have immediate access to the Service via your User Account, which means that you do not have any right of withdrawal from the Agreement because the Service is delivered immediately to you. You agree and approve that you do not have any right of withdrawal except as provided for in accordance with section below.

4. TERMINATION AND SUSPENSION FROM THE SERVICE

4.1
You have the right, at any time, to terminate your Subscription. If you cancel your subscription, you will have access to the Service until the end of the Subscription Period that you have paid for. After the end of the current Subscription Period you will no longer have access to the Service and will no longer be able to access the Content. PTC Companion does not refund any Fee for the remaining Subscription Period.

4.2
PTC Companion has the right to suspend your access to the Service for your breach of this Agreement, or any applicable law or regulation.

4.3
Your access to the Service may also be temporary suspended if the Fee cannot be charged for a reason beyond PTC Companion’s control. When the Fee has been paid, your access to the Content in your Subscription will be reinstated.

4.4
PTC Companion has the right to suspend your access to the Service for your breach of this Agreement, or any applicable law or regulation.

5. SUPPORT

If you have any questions or problems with the Service, please contact PTC Companion’s support service. This service is available within PTC Companion’s main menu under “Support”. Any complaints are handled by the support team. The contact information is set out in section 8 below.

6. NO WARRANTY

PTC Companion endeavors to provide the best service possible, however, you agree that THE SERVICE AND THE CONTENT ARE PROVIDED TO YOU ON AN “AS IS” “AS AVAILABLE” AND “WHERE-IS” BASIS WITH NO WARRANTY OF IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. TO THE EXTENT PERMITTED BY LAW, PTC Companion DOES NOT PROVIDE ANY WARRANTIES AGAINST VIRUSES, SPYWARE OR MALWARE THAT MAY BE INSTALLED ON YOUR COMPUTER, TABLET, SMART PHONE OR MOBILE DEVICE. NEITHER WE, OUR LICENSORS NOR THE SUPPLIERS CAN GUARANTEE, EXPRESSLY OR BY IMPLICATION, THAT THE SERVICE OR ITS CONTENTS (INCLUDING NEWSPAPERS, MAGAZINES AND BOOKS) WILL MEET YOUR REQUIREMENTS AND EXPECTATIONS OR THAT THE SERVICE WILL BE AVAILABLE WITHOUT INTERRUPTION, OR BE FAST, SECURE OR ERROR-FREE.

You are solely responsible for your internet connection. PTC Companion is not at any time responsible for you not being able to download or otherwise access the Service or the Content. Content which is downloaded or otherwise obtained through the use of Service is available at your own risk and we are not responsible for any damage to your computer, smart phone, tablet or other device, or loss of data that occurs as a result of downloading or use of such material.

7. LIMITATION OF LIABILITY

7.1
NOTHING IN THESE TERMS OF USE EXCLUDES OR LIMITS PTC COMPANION’S LIABILITY FOR DEATH OR PERSONAL INJURY ARISING FROM ITS NEGLIGENCE, OR FRAUD OR FRAUDULENT MISREPRESENTATION, OR ANY OTHER LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED BY MANDATORY LAW.

7.2
TO THE EXTENT PERMITTED BY LAW, PTC COMPANION EXCLUDES ALL CONDITIONS, WARRANTIES, REPRESENTATIONS OR OTHER TERMS WHICH MAY APPLY TO THE SERVICES OR ANY CONTENT ON IT, WHETHER EXPRESS OR IMPLIED.

7.3
TO THE EXTENT PERMITTED BY LAW PTC COMPANION IS NOT LIABLE FOR ANY LOSS OR DAMAGE, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), BREACH OF STATUTORY DUTY, OR OTHERWISE, EVEN IF FORESEEABLE, ARISING UNDER OR IN CONNECTION WITH:

USE OF, OR INABILITY TO USE, PTC COMPANION’S SERVICES; OR

USE OF OR RELIANCE ON ANY CONTENT DISPLAYED.

7.4
PTC COMPANION WILL NOT BE LIABLE FOR:

INDIRECT OR CONSEQUENTIAL LOSS OR DAMAGE;

LOSS OF PROFITS;

BUSINESS INTERRUPTION;

LOSS OF ANTICIPATED SAVINGS;

LOSS OF BUSINESS OPPORTUNITY, GOODWILL OR REPUTATION; OR

LOSS DUE TO DOWNTIME, LOSS OF DATA AND SIMILAR LOSSES.

8. CONTACT INFORMATION

PTC Companion – [email protected]