Buying a home is likely one of the largest purchases you’ll make in your lifetime! The homebuying process can be both an exciting and challenging time. After going through so much to make a home yours you won’t want to risk losing it, which is why you should invest in owner’s title insurance.

Reduces Your Risk

Without title insurance, you will be at risk to any liens, encumbrances, and defects affecting the title to your new property. There are many hidden issues that may pop up only after you purchase a home. These threats could change what should be a cherished life-accomplishment into a legal nightmare. A title insurance policy will help pay for legal fees in defense of a claim against property covered under your policy to protect your investment.

Protects Your Largest Investment

We are used to insuring what is valuable to us (our lives, cars, health, pets, etc.) and your home should be no different. Owner’s title insurance protects your property rights for as long as you or your heirs own your home for only a one-time fee.

The Value Can’t Be Beat

The one charge you pay for owner’s title insurance is very low in comparison to the value it provides for you. For reference, owner’s title insurance typically costs only about 0.5% of your home’s purchase price! For how much money you are spending on your home, this is surely worth the buy.

No Policy Can Compare

Regular homeowners’ insurance and warranties only protect the structure and belongings of your home, not the right to own the home. Getting owner’s title insurance ensures that your family’s property rights stay protected.

Peace of Mind

When you buy and close on a home, owner’s title insurance lets you rest assured, knowing that you’re protected from inheriting any existing debts or legal problems. With an owner’s title insurance policy, you can protect yourself from unforeseen legal, financial title discrepancies and enjoy your new home!

If you’d like to learn more about acquiring owner’s title insurance, we are here for you­­ — get in touch with us today! Find your local office here.